life assurance uk quote

Life Assurance UK - LIFE INSURANCE QUOTES ONLINE

Life Assurance UK provide cheap online uk life assurance (insurance) quotes from top uk life assurance companies. We select the best value policy for you from by comparison of cheap companies and then discount their rate further to give you the cheapest, low cost, premium we can.

You just fill in one form with your details , select which type of cover you require, and we will give you a quote and send you a full quotation pack and application details by post, free of charge.

What now?

You may choose from four main policy types:

  • Level Term Assurance :

    This cover is commonly used for protection your family. If you die during the plan term, then the policy produces a tax free lump sum for your dependants.

  • The amount of life cover usually remains level over the plan term selected, although you can request that benefits increase in line with inflation as an optional extra.

 
  • Family Income Benefit :

    These plans are commonly used for family protection. However, rather than producing a lump sum should you die during the selected term, the policy produces a regular tax free income for your dependants for the remainder of the plan term.

    The amount of 'income benefit' usually remains level over the plan term selected, although you can request that benefits increase in line with inflation as an optional extra.

 
  • Mortgage Protection :

    These plans are commonly used to protect a 'repayment' style mortgage i.e. where your debt to the lender reduces over the mortgage term. If you die during the mortgage term, the 'mortgage protection' policy produces a lump sum which is used to pay off the outstanding balance of your mortgage.

    Over the plan term, the amount of life cover reduces to match your outstanding mortgage loan - this helps keep the cost down as you are only paying for cover you need. This is usually the cheapest way of insuring your repayment mortgage.

 
  • Critical Illness Cover

    Critical Illness insurance will pay you a tax free lump sum on diagnosis of any one of a wide range of critical illnesses including cancer, heart attack, stroke, brain tumour and many more.

    Criticall illness cover is offered as a basic or comprehensive policy. The basic plan will cover the main conditions and generally a comprehensive plan will cover many more which may include loss of sight, permanent disability, loss of hearing etc. Your quotation will include details of the cover.

Please go ahead and select one of the options above to find out more about our products. You will get a very good value price for cover and a full information pack by post should you wish. We strive to deliver the best deals and are confident that this will be the case for you.